CIVIC is your local Reno private money lending partner that empowers its clients through excellent service. We are young, optimistic, energetic and changing the face of the hard money industry. We are backed by wall street and have the resources that support our commitment to work swiftly and tirelessly until your deal is done.
We simplify and streamline the private lending process through modern innovations, proactive communication, and hard work. At CIVIC you are not a number, you are a partner. Whether you’re an experienced investor or a first-time borrower, we are here to to help you break through traditional lending barriers to unleash ever-increasing success.
Make CIVIC your simple funding source for your Non-Owner Occupied lending needs.Learn More
Looking to purchase a multifamily property, CIVIC can help.Learn More
Make CIVIC your private funding source for your Non-Owner Occupied lending needs.Learn More
When standard loan products don’t meet your client’s needs, CIVIC can help.Learn More
Whenever you’re ready to invest in real estate, CIVIC is ready to help.Learn More
CIVIC Financial is a Reno private money lending company that lends its own capital to real estate investors looking to fix-n-flip real estate through 3 different but very streamlined hard money loan programs.
Whether you're a rookie investor or seasoned pro, our Reno private money lending experts are here to make sure you achieve your goals as a real estate investor. Through our 1 and 2 year hard money loan programs, we make sure you find the right loan for your project which is why it's so important to familiarize yourself with not only the real estate side of things but also your financing options through CIVIC Financial Reno.
The reason we exist is to be an alternative fudning source to traditional banks and provide capitol to Reno real estate investors quickly. Traditional banks generally have much more stringent guidelines and hoops to jump through which equates to a lengthy approval process which leaves investors hamstrung. Private money lenders like CIVIC have become critical to the real estate investment/fix-n-flip industry because we can deliver capitol quickly providing investors with a funding source they can rely on as they grow their business.
As a Reno private money lender, we typically encounter only a few different types of investors:
Risk, risk and more risk. Reno private money lending companies like CIVIC take risks that traditional banks simply won't take on. At the end of the day, if your fix-n-flip or multifamily financing project makes sense, our Reno private lending team will make sure you receive the capitol you need to finance the project, and quickly. So when you're ready to get a quick quote on your project, Click Here!
I give you and Eric Weidner a 10 of course. Eric has always been the best for me
Things have really turned around and there has been more communication making things smoother
Everyone at Civic is on the ball. My file moves quickly, everyone is responsive and communicates well and funding occurs very fast once all conditions are met.
Jackie and Rebecca do a great job on my deals. The honor the pricing and have excellent customer service. They are always responsive with all methods of communication
Because of working with Justin was friendly and swift,everything worked out fine so I am happy
Responsive and timely. Common sense requests and requirements, and available when needed!
Thanks to My Account Executive, Melissa Salinas and Account Manager, Michael Hoyt, it has been a delight to work with Civic and on this process for this file. Thank you guys!
Good follow-up and coordination between team members
Great company! They worked hard and made sure everything go smoothly. Marisa, Jose and Dan all did a great job this time. We are very pleased! Thank you all for the hard work. We look forward to work with them […]
Great customer service provided by Trevor Niemann!
Courteous and speedy service.
Have you ever been at an event with arms raised in the air, pumping both hands up and up? That’s what is feels like working with Civic. Each contact is super positive, elevating your confidence in the transaction. Each closing […]
Jackie Gonzalez is amazing, she works side to side to help you close on time. Great customer service and she cares. . . I am bless tohave her as our account executive. Thank you.
Good customer service, timeframe
Another smooth Transaction with Civic!
Rance and Rebecca have provided the most efficient service. It was a worry free experience for me
Great experience with Civic. A solid and straightforward lender who has the needs of the investor in mind. KB helped to facilitate the process and kept things moving at a rapid pace to get things done.
Civic has consistently delivered on their promise to support our business. We have done several deals with Civic now and they consistently deliver with excellence. Melissa Salinas and Michael Hoyt are high professionals, very knowledgeable and fast!
First loan with Civic Financial. Excellent service provided by Eric and Dianabel. Constant communication and updates. Went out of their way to help us resolve 3rd party issue that was delaying our loan. Look forward to working with you guys […]
Justin has been great and gone above and beyond, even when things have been complicated.
The staff are amazing to work with! So, friendly and helpful. The process was absolutely painless, fast, and the rates are very competitive!
Daniel is awesome to work with. He is very professional, and we enjoyed working with him. We hope to work with him for many more deals in the near future.
Easy to use and work with.
Civic Financial Services was amazing to work with, and I can’t wait to do it again. Brian Fung is amazingly patient, and the experience will have me recommending to friends moving forward.
Ryder Byrne and Daysi Meza are amazing to work with. I can always count on them returning calls and emails. Their customer service is outstanding. The program offered by Civic is also great. But customer service to me is a […]
Very easy to work with!
Had the Programs and was easy to talk to to get things done
The amount of time it took to expedite the closing. Along with the professionalism. Justin and his team made this a very easy process.
The Service is great Kendra’s team is the bestTo work with!!
Dave and his team are great
Civic was easy to work with and helped me achieve my real estate goals.
Cause Jackie & Becky Rock! Woot Woot!!
Ben Shaevitz is fantastic. Super accomodating. Love to work with him. Just need Civic to cancel the feature where we pay the interest on undrawn capital. That is a really bad piece. But Ben is exceptional.
Jack Lupo and Michael Hoyt are always doing such and amazing job helping me throughout the process. They are always getting the job done. I appreciate all the help that I get from them and the entire Civic team. Mahalo […]
CIVIC KEEPS BROKERS INFORMED
She is polite. Patient. She is reachable
Martin Pacheco gave me the best customer service I have ever experienced. He knew my situation and was very transparent in how I could be help! A ton of value from Martin!!!!!
Awesome company, fast, and competitive rates
Ben is exceptional, and makes the process feel seamless and efficiently quick. He is always there to assist if there are any questions, even when it may be something outside of his department
Civic is an extremely reliable company, and Scott gave us superb service
Prompt and friendly service
For the second time Civic exceeded my expectations. They are able to get everything done quickly, efficiently and professionally which makes the entire process smooth and my life much easier! No doubt I’ll be back.
Great service and rates
I have to say this was a great experience overall. Mike Farley was a tremendous help with all questions we had and really guided us through the entire process! We will definitely be recommending CIVIC to all of our friends! […]
Great job as always!
Loan process and closing were very smooth!
Rance is awesome, so is Rebecca. They made the loan process a breeze.They are direct lender, so they are not all the time looking to sell your loan to Wall Street, means you qualify easy.They will walk the talk and […]
Very easy to work with. Responsive and quick.
Excellent service and fast closing. I really recommend Civic. My financial agent was super great and very knowledge. Thank you Naxa hone group LLC
I was really appreciative of the follow up, attention to detail and consultation from the loan officer, Ryder Byrne. I especially liked the programs and speed of which the transaction was funded
Great customer service
It was my first experience, read too many articles and did more than 20 calls before I decide that this is the best company, my process was smooth and Alan went above and beyond to answer my questions and provide […]
Anthony has been extremely helpful and accessible through the whole process.
Randi gave great service very courtesy.
The loan officers were very helpful in guiding me through the process. It was quick and easy to close. Look forward to doing future business with Civic
Very good at communication and staying on track
Very quick to respond and close loans; Efficient process
Reasonable rates and no delays in closing
The process was smooth and expedient. . Thank you, Melissa Salina and Michael Hoyt for your help and diligence
Rance Brown and Rebecca Porter were excellent and responsive to work with.
Rates are low, I also like the Home Depot discount
They kept us informed step-by-step
Melissa and herteam great to work with Thank you
Peter Edmunds is fantastic to work with he gets on a file and keeps pushing always available even though there is a three hour difference in our time zones.
The Civic team makes my deals close seamlessly! There commitment to going above and beyond is what set them apart. Jackie and Becky Are awesome !!! I really appreciate your outstanding lever of customer service. If your goal is to […]
Got the information I needed in a timely manner and we funded before the deadline. Would definitely use Civic again!
Matt was outstanding ! A true professional ! A first class experience !
Civic always does a good job with my loans. I really enjoy working with Jacqueline Gonzalez and Rebecca Potter
Excellent communication and smooth process, look forward to working together on future deals
great rates, great customer service. overall great experience
If you have a loan that fits their box. They are extremely good.
Eli was amazing to work with. Great communication, look forward to closing more files
Just closed my first deal with Civic. Peter K is just the best rep ever. Great communication skills, quick response and always keeps you in the loop.
They closed in a short period of time, and my account rep was always available to me for questions and updates. He was on top of the whole process
Bijan was amazing. We had a super quick closing that moved to even quicker – the wholesaler had the closing day off, so we had to close in 4 business days. He also connected me to conventional lenders
Matt Rabinowitz was extremely proficient and straightforward. When an answer was not off the top of his head he was able to retrieve it with a quick response and accurate answer. Everything occurred as planned, no big surprises, the transaction […]
Because your services are awesome
Our Director of Business Development is amazing. We work with many different lenders, and we go with CIVIC because of our relationship we have with Ben shaevitz. I appreciate his knowledge, his communication, work ethic, commitment and accountability. If he […]
Amazing and professional service
Trevor Niemann is great and I like how he makes sure all T’s are crossed and I’s are dotted
Excellent communication. Very punctual
I Give Jack Lupo a 10 star rating he is professional and knows his business my clients are very happy with the rate. Any future transaction will be with Civic Financial. They all came to getter to help me with […]
I most appreciated the responsiveness.
Civic’s rates are very competitive and we don’t have to worry about surprises at close
Excellent company to work with, very fast, no complication, Steven Fisher is the best account executive and very professional
Talar was amazing and was always there with updates.
Fast close, easy to work with 🙂
The service went beyond expectations, always excellent and professional
James and his team are great to work with, they went out of the way to make the process smooth.
Our account executive, Jack, kept in contact with us through all aspects of the lending process at all hours of the day and went above and beyond to help us understand and navigate the process and to be prepared for […]
Civic Financial through Kendra Rommel and her assistant Leslie Grant, worked fast and were always on top of things. They made sure to keep us updated on whatever step was next. They delivered on what they promised and we got […]
This was my third transaction and all prior ones have gone very smoothly
Loan team had wide breadth of understanding the loan process that allowed them to move quickly
First time and it was a very smooth transaction. Will find some more.
Ben, Vanessa and Dianabele were amazing like he last deal!
Working with Joe Z. was a breeze. He’s always very helpful
Everyone who helped out at Civic were awesome the whole process of the escrow. From Rance to Jeremy and Rebecca, all of them were so nice and on top of everything. It made the transaction very easy and would recommend […]
Extremely organized and effective. You keep promises!
Matt is very helpful
I was very impressed with Matthew’s professionalism from day one. I appreciated my reps patience and attention to details even more as the process continued
Arnold went beyond the call of duty on this one . . tough deal but he got it thru. He is very smart when it comes to these type of deals, and im glad he is on my side
Rance has been easy to work with and Civic is putting out some very competitive products. Kudos!
Once you set up the file, clear conditions. Fast easy efficient closing. Will use them again. Thank you Justin
Marshall is so easy to work with and strives to get us the best rates he can, while balancing the needs of his team too. He handles others stress well and has a grounded nature that makes the whole experience […]
Everything was as I was told. . . I would for sure use this company again for my financial loans in business purchases. Thank you to everyone who played a part in this! Thank you so much!!:-)
Peter was very helpful, very nice, and also accessible
Prompt Service and timely attention to the needs
Great service and great people!
Brian Fung was great to work with. . . . he was very communicative and held our hand through the entire process. I would highly recommend Civic and would definitely use them again.
Patrick Morgan is the best, very professional and responsive. He is always available when you have questions and always keeping me updated on the status of my loan. So far Patrick and Civic Financial have been outstanding.
Cristian Gonzales was a pleasure to work with. He was always very detailed and on top of my loan he would ALWAYS answer my calls and all the questions I had. Process was super fast and just couldn’t be happier. […]
Justin Cohen and Civic Financial Services made the process very smooth. I would recommend both to anyone who is looking for a great lender.
Jack Robinson is the BEST!!Huge asset to Civic Financial Services!
This was my second experience with Civic Financial Services, they are organized and professional. You won’t get anything but the best! (Jack Robinson) he walked me through the entire process. He was in constant communication throughout the deal and was […]
Chris and his team makes the funding process so easy
The loan company offered its constant support to close the business. They were very open with the information and very quick to solve any discrepancy.
It’s been a pleasure working with Anthony!I have already referred a friend who also closed a loan with Anthony. He is the man!!
From beginning to the end of the loan civic and their loan team were awesome! They were quick, efficient and very easy to work with and communicated daily, I would highly recommend them
My AE, Jackelyn Gonzalez has one of the quickest response times which is greatly appreciated. Their overall customer service is excellent as well!
Matt and Corey made sure we ready to close the loan ontime. They were the best
Service is good, my AE was responsible and responsive, answering my questions and problem shooting even on the way to vacation, Have worked with him on many deals.
Civic and staff were amazing to work with, they were there every step of the way
My broker Eli Marcus made the transaction very smooth and easy to work! Excellent experience!
Funding- Quick Closing
The whole process is going smoothly.
Jack is amazing to work with!
Good help me really good
John and Jenna were very easy to deal with and did a great job keeping in touch with me on any updates. Thanks for your business!
Great people. . and work very hard to get you the best deal
Speed, communication and aggressive products.
This is the second deal I’ve done with Jack can’t say enough how smooth the process goes with him and his team. Always super responsive and great at setting realistic expectations. Looking forward to doing many more.
Mr Brown and the team at Civic Financial Services were incredible. I was provided with outstanding service and they were by our side every step of the way. This is my 3rd loan with them and highly recommend him to […]
I enjoyed working with Ryan. Made the process easy. Treated me as if my business mattered. Many salesman just wait for the easy sale and don’t want to work
Chris went above and beyond to make this deal happen!
Ease of transaction. Justin was available to take my calls even while on vacation
Jame was real helpful and the process is Simple and Quick
Great experience in working with Tedd, Monica & Daysi at Civic. This is a great organization that works efficiently in closing your loans. I highly recommend Civic and Tedd’s team in particular.
Interest rate on loan; Loan process wasn’t difficult, Kevin Victoria did a great job
Matt was a pleasure to work with, very professional and helpful throughout the entire loan process. Matt was also accessible and would answer calls and emails with any questions or concerns I had. I would recommend Matt and CIVIC in […]
I really enjoyed the experience with Civic due to the customer service of KB. He helped to make this experience seem less and was very patient with my questions.
This is one of the smoothest closing I’ve even had. Thanks to John & the rest of the team.
Overall experience was excellent. Loan officer was very knowledgeable about loan products and processing/underwriting procedures. Loan processor was efficient, effective and easy to work with.
Amazing and professional service!
Highly recommended. They are professional, diligent, and courteous.
Mariam and Lillia are great
Justin and Team were amazing. they helped me on a very short time frame. Thank you again
Excellent communication, timely responses, clear cut terms, and they were able to meet my needs
Jackie is the best partner she follows up even when I got disinterested she kept plugging away.
Tony and his team made their loan process painless! This is my second time working with Tony and you can bet I will be coming back!
The most trusted hardmoney lender in the business
Team went out of the way to make deal work and process is very streamlined
Loan process was simple and short. Civic rep Melissa Salinas was very informative and easily accessable even on weekends. She stayed in touch throughout the process
Mark was easy to work with, timely and a no-hassle experience over all
James is So hands on thru every process
Melissa was very good and was very helpful. No doubt I would recommend her to any and all investors.
It was an absolute great experience. Civic work hard for me from start to finish. I would highly recommend using Civic to any of my friends and family.
Got it done!Not always easy but we made it across the finish line! Clayton is a very hard worker and will go above and beyond.
Quick close. . . good job Brian Lee
Eli is awesome and very professional
I have worked with numerous lenders and I have to say Matt C. and his team exceed my expectations. Very professional, call/email responses and understanding my needs as investor. I am excited to work with him on more deals in […]
Dan is nothing short of excellent on all fronts. It’s a pleasure working with him and his team
Rance made the process extremely easy and the communication was open the whole way. Funding was timely and rates very competitive
My experience with your company has been excellent. The AE that worked with me is simply awesome, the entire staff have been very helpful, efficient and simply wonderful. In spite of all the hurdles and short time frame, they all […]
Everyone worked very diligently, very happy
Excellent service and speedy closing
This Guy is Awesome! And Amazing to work with! Not to bad on the eyes either! lol Respect his input, integrity , and professional. . . I hope he gets promoted but then again I don’t, because we need him […]
The process is always smooth. My account executive Jackelyn Gonzalez is amazing!
Arnold is great -communication is great. I am happy with the speed and rates
Fastest closing I ever had with no hassles
Civic and Tedd Gerstenfeld really came through for our borrower. Even over a holiday weekend which was a bit challenging, they got the loan closed. Our borrower is thrilled.
Great service and products
Excellent pricing structures and low fees
Civic funded 2 of my projects. They were professional and on top of getting everything done in a timely manner. Randi was amazing and kept me informed along the way. I plan on using them again.
Joshua Haddad went above and beyond to close my deal. I would recommend him to any one doing a rehab fix and flip. He is extremely knowledgeable, and very responsive. every email and call i made to him, he responded […]
Civic is just amaizing and very quick, closing loans in less that 10 days,thanks to John Riturban, Marisa Davis and Jenna Alvallero. they are the best in the business. love them
Timely close at the right time
Melissa is very professional. It was a very easy deal again.
Easy to work with through entire process
Jack you are a superstar
I like working with Civic. And I always recommend to my coworkers
Jackie is on point, quick to respond and a pleasure to work with. . . if you want a fast closing – better call Jackie!
Everyone was great. My questions were being answered.
Awesome lender. Highly recommend and will re-use
Having a lead person such as Justin that makes himself available at all times is a testament to great service. I am so happy with how well Civic carefully selected Justin’s team (Chelsea and Heidi) to support me and my […]
Working with Jack Lupo has been a great experience. He’s been nothing but awesome with knowledge, understanding and patience. I look forward to building a relationship with him and the rest of the CIVIC team. Mahalo!!
Good, quick, easy to work with
Another great transaction with Civic! We love working with Marshall, he makes every transaction go well.
Reliable & friendly service
Amazing Service, Fast and Furious
Chris L did a great job on funding our difficult deal. He never left me in the dark. I will definitely take my next INVESTOR deal to Civic because of Chris’s consistent follow through.
Thanks for the promptness of Rance Brown got my refinance cash out on investment property. The whole process went easy and quickly . Application to closing was much quicker than I anticipated. I am more than satisfied with my experience […]
Chris Rosas and David Levine are the best combination in the industry. We have several more submissions coming this week.
Good to work with and competitive rates
Great cuatimer service. AE just great . transaction was closed . customer was happy
Great service, timely respnses
I had a supportive loan officer and staff through out the whole transaction
Arnold was great. He answered all my questions in a timely manner. I will definitely be doing business with Civic again